This information is for licensed financial professionals only, and is not intended for use in soliciting sales from the public. The views expressed represent the personal opinions of the presenter or featured guests; not necessarily those of USA Financial or its affiliated subsidiaries. Industry references are generic, and are not intended to represent actions or beliefs of any individual or entity. Content is presented to illustrate general principals, beliefs, or ideas, and should not be construed as legal or regulatory advice. Trademark and copyright protected, USA Financial and Affiliates.